Financial Advice For All Lifestyles!

Personal finance includes so many different categories in a person’s life. If you can take the time to learn as much information as possible about personal finances, you are sure to be able to have much more success in keeping them positive. Learn some great advice on how to succeed financially in your life.

If you work for a company that offers a 401k, contribute to it on a regular basis. Have a percentage of your paycheck drawn out every month (usually around 4-6%) and put into this account. Most companies are willing to match what you put into the account up to a certain percentage.

If you are having trouble managing all of your bills because they are coming due at the same time, you may be able to rearrange your due-dates to make things easier for you. Contact your credit card company or utility company and ask them if you can change your due-date so you have more time between each bill.

If you want your child to have a good grasp on the value of money and on the particulars of managing their finances, start them off with an allowance early. Having a child earn their allowance through chores is a good way to help them learn that hard work pays off.

Sometimes your credit score may be penalized by shutting down all of your credit card accounts at once. You can continue to pay on all of your accounts, but consider carrying only one or two cards in your purse or wallet at any time. You will be forced to carefully choose your credit purchases and avoid temptation.

Even though bottled water may seem like an insignificant expense when you purchase it individually, it will add up over time. Instead of purchasing bottled water every single day, invest in a water filter. This will allow you to create water that has the same taste as bottled, at little to no cost.

If you are in a long-term relationship, don’t ever lie to your significant other about the status of your finances or your spending habits. Debt you have accrued will always come out eventually, and hidden debt may wreck plans your significant other had for going on vacation, financing a car, or buying a house.

When you are putting together a family budget, make sure to get all in the family involved including your children. Since money is spent on each family member, having your family’s input on how much they spend and how much to save, a compromise can then be made on a budget. It is easier to stick with a budget when you have a family consensus.

Craps

Incorporate all of the information that is stated in this article to your financial life and you are sure to find great financial success in your life. Research and planning is quite important and the information that is provided here was written to help you find the answers to your questions. Statement is uploaded via 7red

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17 thoughts on “Financial Advice For All Lifestyles!

  1. only an idiot leave a hot table in the middle of a hot streak and six passes in a row… your theory is if five wins in a row at the beginning and you leave with 75 bucks. 5 dollar pass and 20 in odds, take a profit off the table and press the hot streak…..much and far more potential

  2. I know why you want ME to do this. YOU are the one supposed to do it

    Which of it is a problem? It seems very direct and simple in a way

    P(win) P(win on first turn) +
    P(point on first turn and win on 2nd turn) +
    P(point on first turn and kept rolling on 2nd turn and won on 3rd turn) +
    P(point on first turn and kept rolling for 2 turns and won on 4th turn) + ……..

    It is going to be a geometric series. Also the "point on first turn" probability is going to depend on which point it was, and the win on turn N is going to have a probability depending on that too. So maybe the most foolproof way is to add together that series for each different point value (4,5,6,8,9,10) for a specific point

    It helps to know the probabilities for a pair of dice
    P(2) 1/36 P(12)
    P(3) 2/36 1/18 P(11)
    P(4) 3/36 1/12 P(10)
    P(5) 4/36 1/9 P(9)
    P(6) 5/36 P(8)
    P(7) 6/36 1/6

    P(win on first turn) P(7) + P(11) (6 + 2)/36 8/36 2/9

    P(point on first turn) 3/36 + 4/36 + 5/36 + 5/36 + 4/36 + 3/36 24/36 2/3 (but this mean you win!)

    I think that is confusing, it is better to separate it out to keep the independent events separate
    P(3 on first turn) 4/36 1/9
    P(win with 3 on 2nd turn) 1/9 * 1/9 1/81 (you had to get a 3 on the first turn and on the second)
    P(win with a 3 on 3rd turn) 1/9 * (1 – 8/36 – 1/9) * 1/9
    P(win with a 3 on the 4th turn) 1/9 * (1 – 8/36 – 1/9) * (1 – 8/36 – 1/9) * 1/9
    P(win with a 3 on turn N) 1/9 * (1 – 8/36 – 1/9)^(N-2) * 1/9
    Add all that up get 1/81 * (1 + r + r^2 + r^3 + ….) where r 1 – 8/36 – 1/9 1 – 2/9 – 1/9 6/9 2/3
    1/81 (1 / (1-r) ) 1/81 (1/(1/3)) 1/81 * 3 1/27

    Do the same thing (with less typing, not really very difficult!) for 4, 5, 6, 8, 9, and 10

    Alternately it will probably be a lot simpler if you do it like this

    P(win) 1 – P(lose) 1 – P(lose on turn 1) – P(lose on turn 2) – P(lose on turn 3) – ……

  3. Pregnancy is no excuse for getting or staying fat. It always boils my blood how women say that to justify a gain in weight. Also pretty sure that you need to eat any more food when pregnant.

    I have to tell you now, this will piss women off. Its like the ultimate insult to refer to a woman as being overweight. I will never understand this, being in shape is for your health as much as it is for appearance… and a girlfriend or wife is always more than happy to let you know if they think getting heavy.

  4. Mathematically, any bet you make on a craps table is -EV which means it has a negative expected value. You are correct that the pass line along with 6 and 8 are the most favorable for the player, however they are still -EV, and if you make any of those wagers over time, you cannot win. Expected value can be calculated by finding the sum of all outcomes weighted by the likelyhood of each outcome.

    Example: We are to flip a coin. Heads I pay you $1, Tails you pay me $2. Each outcome has a .5 chance, and my EV is calculated like this.

    .5 (-$1) + .5($2) +$0.50

    Your EV should then be -$0.50 and looks like this.
    .5($-2) + .5($1) -$0.50

    While on any one flip, you may win or lose, on average you will lose $0.50 per flip, and the more times we flip the coin, the closer the actual amount won or lost will come to being exactly -$0.50.

    Casino games work in exactly the same manner. By not paying you the proper odds when you win a wager, they ensure you cannot win over a large number of trials.

  5. In my mind, the phrase "living crap" always conjures unpleasant images of unsavory substances oozing about in a zombie-like fashion and eating people.

    But just me.

  6. dont have sex when you have your period..but yes your pussi bleeds your first time you have sex

  7. Unless your friend is an 8 month old baby — yes, this seems rather odd. To each his own I guess.
    Had an ex-gf who loved golden showers, that seemed nasty to me, but in the event of being labeled a prude, I obliged her.

  8. There are websites that address the payouts for craps and all other gaming and gambling.
    As far as odds go, the pass line with odds behind the line and 6 and 8 pay the most even odds.
    The house gets there cut out of everything, how they make money. The odds are ALWAYS in there favor. snake eyes, boxcars and the like have the worst payout for the money. ie you get the real odds.
    Like in roulette, if you roll a number and win, it pays 36 to 1. But how many numbers or on the wheel? 38! you got changed 2. how the house makes it money and they get richhhhh!
    Its hidden in every game